Sales: The Financial Trap

Most of us would think that we’d save money at sales. Most of us would be wrong.

Those who do save money are the ones who have an item they’ve been wanting/needing to buy for a long time, and wait for a sale so that they can buy that item at a cheaper price.

Most of us don’t do that.

What most of us do when we see ‘SALES’, is go in, see a ‘good deal’ and make the flimsiest excuse to buy stuff we don’t really need or won’t actually ever use or buy more than we actually need. Think back. How many times have you returned home and realized that you have more stuff than you know what to do with? And then comforted yourself by thinking that the stuff was cheap so it wasn’t too bad. You didn’t waste too much money. It could have been worse.

So. Sales. How do you deal with it? One way is to ask yourself a very important question.

Would you buy it if it wasn’t on sale?

Don’t think about the fact that it’s half price, or buy 5 free 3, or it’s a special package. Those are the baits to catch your attention. Focus on the product. Your bank account will thank you.

If it’s a no, think very hard. Unless the only reason you have not bought it before the sale is because it’s so crazy expensive, you probably don’t need it as much as you think you do.

If it’s a yes, think even harder. Do you want it or do you need it? Only buy it if you are actually going to use it. There’s probably a reason you haven’t bought the stuff before the sale came along. Maybe you actually have one older model at home.


Keep a list of stuff you really need. When you see a sale going on, only buy the stuff on the list. If you are financially comfortable, you can probably give yourself a little treat. If your earnings barely cover your spendings, take whatever extra money you have and put it in your bank or lock it up somewhere before you go and use it to buy something you don’t actually need. You don’t have to spend every single cent you have.


Posted on January 23, 2012, in Random and tagged , , . Bookmark the permalink. Leave a comment.

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